Two major banks are hoping to overhaul the 15-year mortgage, making it more accessible to low and moderate-income people. The banks suggest these changes will help borrowers build equity at a much faster pace than they would with a standard loan. In addition, the creators of the Wealth Building Home Loan, which allows home buyers to build equity at […]
In addition to providing a great education, buying a home in a good school district can result in resale advantages and offer home value protection from market fluctuations. Here’s what home buyers should know about a school district’s impact on real estate, and the benefits they can expect to incur even if they don’t have school age […]
In addition to providing a great education, buying a home in a good school district can result in resale advantages and offer home value protection from market fluctuations. Here’s what home buyers should know about a school district’s impact on real estate, and the benefits they can expect to incur even if they don’t have school age […]
With rising prices and low inventory in markets across the country, including our own right here in Columbus OH, home sellers are less inclined to consider offers that come in far below their asking price. Buyers who do ask for deep discounts risk offending sellers to the point where they quash any chances of bringing a deal together and before […]
A little detective work can reveal a lot about a property’s history, and could save you from unexpected surprises later. If you’re buying a home, it’s a good idea to request a C.L.U.E. report at the time you make your initial offer. If there’s been serious damage and/or insurance related repairs to the house, you’ll not […]
Buying a home through a Limited Liability Company (LLC) is beneficial for three main reasons: 1. Homeowners can maintain a level of privacy because the LLC is listed as the owner of record. When setup properly deal constructed under legal entities are virtually untraceable. For buyers who appreciate their privacy and wish to prevent the curious from locating their address and/or what they paid for […]
For the first time in history Zillow, Trulia and Realtor.com captured more than a third of all visits to real estate sites from desktop computers in April. According to Experian Marketing Services data, Real estate’s three largest consumer portals have been slowly growing their overall real estate Web traffic share from desktop computers. (Unlike its digital […]
The same home you considered buying a year ago with a $200,000 mortgage would now cost about $90 more in interest payments per month, or about $1,080 per year, given the rise in mortgage rates since last year. But let’s put this increase into perspective – and take the long view. One thing seems certain: […]
Let’s first define our terms. A mortgage is a financing arrangement in which the person buying a home or parcel of land (or one who already owns property) receives a loan, and the property is pledged as collateral to guarantee repayment of the loan. A mortgage consists of two documents: a note and the mortgage itself. The […]
“Special” ’Spesh – ?l – Defined as being different from what is normal; unusual in a good way; better or more important. Special is not special when it defines the type of deed the Buyer will receive. Ohio, by statute, provides for three specific types of deeds that are used to transfer title to real […]
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