While FHA FICO score requirements have not changed during the COVID Crisis, some FHA mortgage lenders have increased requirements following the uncertainty caused by the pandemic. For those interested in applying for an FHA loan, applicants are now required to have a minimum FICO score of 580 to qualify for the low down payment advantage, […]

Live Well Every Day Founders Ed Bacome and Phil Fankhauser began Epcon Communities in Dublin, Ohio, in 1986, when they tapped into an overlooked segment of real estate—the maturing homebuyer. Today, based on a mission to combine innovative home design with myriad amenities, more than 26,000 families and individuals live in an Epcon community. With […]

Alton Place, a proposed 354-acre mixed-use development in Hilliard has been approved to move forward. After carefully reviewing the latest iteration of the project, one which has been in the works for nearly three years, Hilliard City Council voted 6-0 to approve the development agreement for Alton Place. The nearly $300 million “generational” development will […]

Getting a mortgage, paying your mortgage, refinancing your mortgage: These are all significant undertakings, but during a pandemic, it all becomes more complicated. Sometimes a lot more complicated. But make no mistake, home buyers are still taking out loans, buying homes and refinancing mortgages during the current global health crisis. There have, in fact, been […]

Representing the last full month before the coronavirus became a global pandemic, February saw the third consecutive month of year-over-year increases in U.S. home sales—a streak not seen since 2015. At the same time, inventory across the report’s 53 metro markets plunged 15.8%, marking the fourth successive month of double-digit percentage, year-over-year declines. Locally, Central […]

As the mortgage business continues to try to deal with the repercussions of interest rates hitting an all-time low last week, it appears that some lenders are inflating their advertised mortgage rates to try to stem the tidal wave of mortgage applications they’re receiving. A review of the top mortgage rate comparison sites (LendingTree, Bankrate, […]

Believe it or not the housing market has started even stronger this year than it did last year. Lower mortgage interest rates have been a driving force, this as the average 30-year rate in 2019, according to Freddie Mac, was 3.94%. Today that rate is closer to 3.5%. The Census Bureau also just reported the […]