For most people, buying a home is the single biggest investment they’ll make in their life. Not only is it a huge financial undertaking, but your final choice is a decision you’ll be living with for the foreseeable future. The process may sound daunting, but by taking the right steps, locating and buying your perfect […]
Category Archives: For Buyers
FHA Bridal Registry Gift Funds – Down Payment Assistance for Newlyweds
Congratulations Bride and/or Groom To Be! If you’re planning to get married and buy a home in Central Ohio, but wonder where your down payment funds will come from… FHA might have a solution for you! FHA has a Bridal Registry program that allows the money you receive as a wedding gift to be used towards […]
Correcting Errors & Removing Negatives From Your Credit Reports
So you’ve just discovered errors in one or more of your credit reports, or even worse, accurate references to late payments or other debt-related issues! Don’t panic, the errors can be fixed, and it’s possible that even some of the negative items can be eliminated! An individual’s credit score is one of the most influential […]
10 Things You Should NOT Do While Buying a Home
FOMO Drives Young Buyers Toward Ownership
They’re landing better jobs and higher salaries. They’re getting married and having kids. And some are just tired of living in their parents’ basements. Now, here’s another reason Millennials are itching to buy a house: They see photos of homes on Instagram and Facebook that their friends bought, and think: “What about me”? This “FOMO” — fear […]
The ECO-Link Loan for Energy-Efficient Upgrades & Other Home Improvements
ECO-Link is a loan program offering reduced interest rates on qualifying loans to homeowners completing energy-efficient upgrades or installing renewable energy products such as new windows, furnace, refrigerator, solar panels, etc. Eligible homeowners receive up to a 3% interest reduction on ECO-Link loans for up to 7 years. The homeowner must use at least 50% […]
HECM… a Loan Product You’ve Probably Never Heard Of
A Home Equity Conversion Mortgage (HECM or H4p, Reverse For Purchase), commonly known as the new reverse mortgage, is a HUD Program that is insured by the Federal Housing Administration (FHA) enabling retirees across the country to live a more enjoyable retirement. It is the safest and most popular type of reverse mortgage on the […]
Understanding Home Sale Contingencies
In today’s “move-up” housing market, many buyers commonly have to sell their existing home before they can purchase a new one. To protect themselves, buyers usually make the purchase of their new home contingent upon the sale of their current residence. Sellers, however, are often hesitant about accepting an offer with such a contingency for […]
Steps to Getting the Best Mortgage Interest Rate
Buying a home is a huge investment—probably the most significant purchase of your life. It’s not something you should do without preparation. Before you start on the road to homeownership, make sure you’re ready. The first step is to determine if you qualify for a mortgage, a lender can help you with this however, to […]
Best High Schools in Columbus and Central Ohio
Columbus is home to the No. 1 ranked school in the state – Columbus Preparatory Academy – according to the Ohio Department of Education’s Performance Index Ranking of schools and districts Top Rated Central Ohio High Schools #1 Bexley High School 326 S Cassingham Rd, Bexley, Ohio 43209 #128 in National Rankings| College Readiness Score […]