Before buying a home, you would ideally save enough money for a 20% down payment. You can get a home loan with less than a 20% down payment, but you’ll probably have to pay for mortgage insurance. The purpose of the insurance is to protect the mortgage company if you stop making your monthly mortgage payments and default […]
If you’re looking to move up, into a larger and more expensive home, we have some good news for you… it has never been more affordable to move up to a luxury home. Mortgage interest rates are currently below 3%. This represents the lowest levels in the last 50 years. These low interest rates dramatically impact […]
Anyone eager to buy a home this spring probably has reasons to feel good. The job market is solid. Average pay is rising. And mortgage rates, even after edging up slightly as of late, are still near historic lows. And then there’s the bad news: Inventory levels are down and buyers are struggling to find […]
As It Relates To Central Ohio’s Housing Market In 1890 English economist Alfred Marshall published his work, Principles of Economics in which he described how both supply and demand interact to determine price. Today, the supply-demand model is one of the fundamental concepts of modern economics. Rather simply the law predicts that the price level […]
If you were thinking tech and for-sale-by-owner real estate transactions might replace real estate agents, new data should put this notion to rest: in the first half of 2018, 90% of home buyers and sellers used an real estate agent, according to the REAL Trends 2018 Consumer Study released on Monday, That’s the highest rate […]
They go by various names—pocket listings, office exclusives, “coming soon” properties—but whatever you call them, the growing phenomenon of off-MLS listings is a reality that practitioners are struggling to come to terms with, especially in markets like Columbus where inventory is tight. The handling of this hidden trove of homes, often by a handful of […]
Homeowners insurance deductibles are an essential aspect of owning a home. With homeowners insurance, owners select the amount of coverage they want to help protect their home and belongings, and the cost for this coverage is included in the monthly mortgage payment. While homeowners insurance is a common piece of the real estate puzzle, there […]
Who are the Evans Farm Builders? As a property owner in Evans Farm, once you have selected your lot, you will then need to select your custom home builder of choice. Each builder will have custom designs and layouts as well as different price levels. * Note: List below is subject to change without notice. […]
In real estate, the importance of being earnest is measured not by a handshake and a “Sure, we’ll buy your house,” but cold hard cash—aka earnest money. This safeguard serves to keep fickle buyers from changing their minds unnecessarily, however, there are plenty of reasons you can—and should—bail with your earnest money firmly in hand. Here we will discuss […]
While buying a home remains one of the biggest investments a person will make in his or her life, there’s always a lingering fear that something may go wrong soon after the purchase. Though home inspections may catch most of these problems before they occur, what happens if a major system or appliance goes haywire […]
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