Great job opportunities, moving for school, finally finding the perfect property elsewhere … there are lots of reasons why homeowners move and leave behind a home to sell, whether planned or unplanned. If this is you, take heart. You won’t be bothered by last-minute showings, keeping the house immaculate all the time and dealing with […]
The economic principle of “Progression and Regression” applies to home values and defines the affect a home has on the value of other homes within the same neighborhood, and vice versa, that is the affect neighboring homes have on other homes within the community. The theory states that building a home that is valued substantially above other properties in the same […]
A home buyer can qualify for a FHA insured or a Fannie Mae loan even after going through a short sale, pre-foreclosure or deed in lieu of foreclosure if certain criteria are met. A short sale or preforeclosure occurs when the borrower is no longer able to make mortgage payments and sells the home for less […]
The Consumer Financial Protection Bureau announced that it is now accepting consumer complaints about credit reporting and will work to help resolve individual credit reporting issues. “Credit reporting touches the financial lives of nearly each and every American,” writes Scott Pluta, CFPB’s assistant director for the Office of Consumer Response. “Credit reports affect whether or […]
Some positive news from FHA today on its condo financing rules, with more changes expected to come in the near future. The changes should make it easier for borrowers—both investors who want to buy more than one unit and those who are buying just their primary residence—to get financing, which has tended to be more […]
What is the difference between the various types of owner’s title insurance policies? There are three types of owner’s policies; Standard, Extended, and ALTA Homeowner’s. It’s important to note that the ALTA Homeowner’s Policy is specified by default on the CBR Purchase Contract (Columbus Board of Realtors). Title Insurance Choices Why would the ALTA Homeowner’s […]
Thinking of selling your home and know your carpet, appliances, counter tops, etc. could benefit from updating and wondering if it’s best to do it now or to give an allowance on the selling price for these upgrades? This is an age-old question faced by sellers: update or credit? There are dozens of ways to weigh the pros and cons of […]
Prospective home buyers have the choice of new or existing construction. Home buyers planning to buy a brand-new house or condominium often cite energy-efficiency, open layout, a warranty, lower insurance costs and being able to select appliances, flooring, paint colors and other design elements as factors driving their choice. But builders say that buyers can […]
The typical house contains more than 3,000 different parts. These components must be assembled with skill to form the new product you will call home. It would be unrealistic to expect your new home to be perfect. Even the best built homes are likely to need a few adjustments. Most problems are routinely corrected by […]
If you are shopping for a new home, how can you be sure that it was built so that it does not cause health or safety problems for the members of your household? The answer can be given in two words: building codes. A building code sets forth requirements to protect public health, safety and […]
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