In the United States, most home buyers borrow money in the form of a mortgage loan, and mortgage lenders always requires that the buyer purchase homeowner’s insurance as a condition of the loan, in order to protect the bank if the home were to be destroyed Home insurance, also commonly called hazard insurance, or homeowner’s […]
When you insure your home, you should insure your home for the total amount it would cost to rebuild your home if it were destroyed. It seems obvious but do not include the value of the land on which your home is built in this value. If you don’t have sufficient insurance, your insurance company […]
A little detective work can reveal a lot about a property’s history, and could save you from unexpected surprises later. If you’re buying a home, it’s a good idea to request a C.L.U.E. report at the time you make your initial offer. If there’s been serious damage and/or insurance related repairs to the house, you’ll not […]
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