Tag Archives: Home Taxes & Financing

Using a FHA Mortgage to Buy a Home

In recent years FHA loans have taken on renewed importance for today’s mortgage borrowers. Simply stated, an FHA loan is a mortgage insured by the Federal Housing Administration, a government agency within the U.S. Department of Housing and Urban Development. Borrowers with FHA loans pay for mortgage insurance, which protects the lender from a loss if […]

Understanding Home Construction Loans

If you’re considering building a semi, or fully custom home one of the first things you’ll want to consider is how you’ll finance the construction of your new dream home. Construction loans are not only more difficult to qualify for, but they are also more complex and can be a bit overwhelming. It’s important that […]

How Can You Use Your Home’s Equity?

You’ve no doubt heard that homeownership is a great investment. However, few homeowner’s fully understand why and how and this is especially true when it comes to home equity. For most their home is our largest financial asset, in most cases making up over half of their net worth. But how can you use your […]

How to Improve Your Credit Score

So you’re considering buying a home and you’ve got it all planned out: a four-bedroom home in the top local school district and your favorite neighborhood including a manicured lawn, a finished basement with a theater room and—why not?—an outdoor kitchen. Slow down… one of the first steps in buying a home is to clean up your credit score, also called a […]