Steps to Buying a Home

  

Deciding to Buy

For most people, a home is the single largest purchase they will ever make, and an investment in their family’s future. Whether this is your first purchase, or you are an experienced buyer, this decision must be made carefully.

Why do You Want to Buy?

Are you tired of paying rent and have decided to pay your own mortgage instead of your landlord’s? Have you outgrown your current home? Would you like to find a home in a better school district? Are you seeking a shorter commute? Perhaps your income has increased significantly and you’re interested in spoiling yourself and your family by purchasing or building your dream home. Or perhaps  the kids have grown up and moved out and you’re now ready to downsize to a smaller home? Having a clear sense of your reasons for buying will help you choose the right property.

Has Your Income Grown?

Property ownership is an excellent investment; whether you’re looking for your first home, your dream home, or a rental property to start or expand your investment portfolio. Owning real estate is one of the safest ways to build equity and obtain a greater return on your initial investment.

Step 2: Preparation

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